{"id":585,"date":"2025-02-24T20:06:53","date_gmt":"2025-02-25T01:06:53","guid":{"rendered":"https:\/\/njhometoday.com\/?page_id=585"},"modified":"2025-03-07T15:00:14","modified_gmt":"2025-03-07T20:00:14","slug":"essential-real-estate-terms-every-buyer-and-seller-should-know","status":"publish","type":"page","link":"https:\/\/njhometoday.com\/kor\/essential-real-estate-terms-every-buyer-and-seller-should-know\/","title":{"rendered":"\ub9e4\uc218\uc790\uc640 \ub9e4\ub3c4\uc790\uac00 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 \ubd80\ub3d9\uc0b0 \uc6a9\uc5b4"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\ub9e4\uc218\uc790\uc640 \ub9e4\ub3c4\uc790\uac00 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 \ubd80\ub3d9\uc0b0 \uc6a9\uc5b4<\/h1>\n\n\n\n<p class=\"has-x-small-font-size wp-block-paragraph\">By. <a href=\"https:\/\/njhometoday.com\/kor\/about-charles\/\" data-type=\"page\" data-id=\"395\">Charles Sohn<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" data-attachment-id=\"587\" data-permalink=\"https:\/\/njhometoday.com\/kor\/essential-real-estate-terms-every-buyer-and-seller-should-know\/the-salesperson-of-the-housing-estate-in-the-project-is-preparin\/\" data-orig-file=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?fit=6240%2C4160&amp;ssl=1\" data-orig-size=\"6240,4160\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;3.5&quot;,&quot;credit&quot;:&quot;supattra suparit&quot;,&quot;camera&quot;:&quot;Canon EOS RP&quot;,&quot;caption&quot;:&quot;The salesperson of the housing estate in the project is preparing and verifying the contract of sale for the customer who will enter the contract. Concept of selling housing estates and real estate.&quot;,&quot;focal_length&quot;:&quot;50&quot;,&quot;iso&quot;:&quot;100&quot;,&quot;shutter_speed&quot;:&quot;0.0055555555555556&quot;,&quot;title&quot;:&quot;The salesperson of the housing estate in the project is preparin&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"The salesperson of the housing estate in the project is preparin\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;The salesperson of the housing estate in the project is preparing and verifying the contract of sale for the customer who will enter the contract. Concept of selling housing estates and real estate.&lt;\/p&gt;\" data-large-file=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?fit=1024%2C683&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate-1024x683.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-587\" srcset=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?resize=1536%2C1024&amp;ssl=1 1536w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?resize=2048%2C1365&amp;ssl=1 2048w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?resize=1200%2C800&amp;ssl=1 1200w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/salesperson-housing-estate-project-is-preparing-verifying-contract-sale-customer-who-will-enter-contract-concept-selling-housing-estates-real-estate.jpg?w=3000&amp;ssl=1 3000w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ud0dd\uc744 \uc0ac\uace0\ud30c\ub294 \uacfc\uc815\uc740 \ubc95\uc801, \uc7ac\uc815\uc801, \uadf8\ub9ac\uace0 \uc2e4\ubb34\uc801\uc778 \ub2e4\uc591\ud55c \uc808\ucc28\uac00 \uc5bd\ud600 \uc788\ub294 \ubcf5\uc7a1\ud55c \uacfc\uc815\uc785\ub2c8\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \ubd80\ub3d9\uc0b0 \uad00\ub828 \uc6a9\uc5b4\ub97c \uc774\ud574\ud558\uba74 \ud6e8\uc52c \ub354 \uc790\uc2e0\uac10 \uc788\uac8c \uac70\ub798\ub97c \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ubd80\ub3d9\uc0b0 \uac70\ub798\uc5d0\uc11c \uaf2d \uc54c\uc544\uc57c \ud560 \ud575\uc2ec \uc6a9\uc5b4\ub4e4\uc785\ub2c8\ub2e4:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ube44\uad50 \uc2dc\uc7a5 \ubd84\uc11d (Comparative Market Analysis, CMA)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ube44\uad50 \uc2dc\uc7a5 \ubd84\uc11d\uc740 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uc774 \uc791\uc131\ud558\ub294 \uc2ec\uce35 \ubcf4\uace0\uc11c\ub85c, \ucd5c\uadfc \ud574\ub2f9 \uc9c0\uc5ed\uc5d0\uc11c \uac70\ub798\ub41c \ube44\uc2b7\ud55c \ud06c\uae30, \uc5f0\uc2dd, \uc0c1\ud0dc\uc758 \uc8fc\ud0dd\ub4e4\uc744 \uae30\uc900\uc73c\ub85c \ud569\ub9ac\uc801\uc778 \ub9e4\ub9e4\uac00\ub97c \uc0b0\uc815\ud558\ub294 \ub370 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \ub9e4\ub3c4\uc790\ub294 \uc774\ub97c \ud1b5\ud574 \uc801\uc808\ud55c \uac00\uaca9 \ucc45\uc815\uc774 \uac00\ub2a5\ud558\uba70, \ub9e4\uc218\uc790\ub294 \uad6c\ub9e4\ud558\ub824\ub294 \uc8fc\ud0dd\uc758 \uc2dc\uc7a5 \uac00\uce58\ub97c \uc774\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>MLS (\ub2e4\uc911 \ub9e4\ubb3c \uc2dc\uc2a4\ud15c, Multiple Listing Service)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">MLS\ub294 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778 \uc804\uc6a9 \ub9e4\ubb3c \ub370\uc774\ud130\ubca0\uc774\uc2a4\ub85c, \ub9e4\ubb3c\uc744 \ub4f1\ub85d\ud558\uac70\ub098 \ub9e4\uc218\uc790\uc5d0\uac8c \uc801\ud569\ud55c \uc8fc\ud0dd\uc744 \uac80\uc0c9\ud560 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4. \uac00\uaca9, \uc870\uac74, \uc0c1\ud0dc \ub4f1\uc758 \uc138\ubd80 \uc815\ubcf4\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uc5b4 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ub9e4\ubb3c \ud0d0\uc0c9 \ub3c4\uad6c\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uc0ac\uc804 \uc2b9\uc778 (Pre-approval)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc804 \uc2b9\uc778\uc740 \uc740\ud589\uc774\ub098 \ub300\ucd9c \uae30\uad00\uc774 \uc2e0\uccad\uc790\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uac80\ud1a0\ud574 \ub300\ucd9c \uac00\ub2a5 \uae08\uc561\uc744 \ud655\uc815\ud574 \uc8fc\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uc18c\ub4dd, \uc790\uc0b0, \ubd80\ucc44, \uc2e0\uc6a9\uc815\ubcf4 \ub4f1\uc758 \uc790\ub8cc \uc81c\ucd9c\uc774 \ud544\uc694\ud558\uba70, \uc0ac\uc804 \uc2b9\uc778\uc11c\ub97c \ubc1b\uc73c\uba74 \uc8fc\ud0dd \uad6c\ub9e4 \uc2dc \uc2e0\ub8b0\ub3c4 \uc788\ub294 \ub9e4\uc218\uc790\ub85c \uc778\uc815\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uc0ac\uc804 \uc790\uaca9 \uc2ec\uc0ac (Pre-qualification)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc804 \uc790\uaca9 \uc2ec\uc0ac\ub294 \ub300\ucd9c \uae30\uad00\uc774 \uc2e0\uccad\uc790\uc758 \uae30\ubcf8\uc801\uc778 \uc7ac\ubb34 \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c \ub300\ucd9c \uac00\ub2a5\uc131\uc744 \ucd94\uc815\ud558\ub294 \ub2e8\uacc4\uc785\ub2c8\ub2e4. \ubb38\uc11c \uc81c\ucd9c \uc5c6\uc774 \ub300\ub7b5\uc801\uc778 \ub300\ucd9c \ud55c\ub3c4\ub97c \uc54c\ub824\uc8fc\uc9c0\ub9cc, \uc0ac\uc804 \uc2b9\uc778\ubcf4\ub2e4 \uc2e0\ub8b0\ub3c4\ub294 \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ubd80\ucc44 \ub300\ube44 \uc18c\ub4dd \ube44\uc728 (Debt-to-Income Ratio, DTI)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">DTI\ub294 \uc6d4 \ucd1d \uc18c\ub4dd \uc911 \ubd80\ucc44 \uc0c1\ud658\uc5d0 \uc4f0\uc774\ub294 \ube44\uc728\uc744 \ub73b\ud569\ub2c8\ub2e4. \uc8fc\ud0dd \ub2f4\ubcf4\ub300\ucd9c, \uc790\ub3d9\ucc28 \ud560\ubd80, \ud559\uc790\uae08, \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \ubaa8\ub4e0 \ubd80\ucc44\ub97c \ud3ec\ud568\ud558\uba70, \ub0ae\uc744\uc218\ub85d \uc7ac\uc815 \uc548\uc815\uc131\uc774 \ub192\uc544\uc9c0\uace0 \ub300\ucd9c \uc2b9\uc778 \uac00\ub2a5\uc131\ub3c4 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uacc4\uc57d\uae08 (Earnest Money)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uacc4\uc57d\uae08\uc740 \ub9e4\uc218\uc790\uac00 \uc9c4\uc815\uc131 \uc788\ub294 \uad6c\ub9e4 \uc758\uc0ac\uac00 \uc788\uc74c\uc744 \ub9e4\ub3c4\uc790\uc5d0\uac8c \ubcf4\uc5ec\uc8fc\uae30 \uc704\ud574 \uc9c0\ubd88\ud558\ub294 \ubcf4\uc99d\uae08\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ub9e4\ub9e4\uac00\uc758 1~3% \uc815\ub3c4\ub85c, \uac70\ub798 \uc644\ub8cc \uc2dc \uacc4\uc57d\uae08\uc740 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ub610\ub294 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc5d0 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uc5d0\uc2a4\ud06c\ub85c (Escrow)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5d0\uc2a4\ud06c\ub85c\ub294 \uac70\ub798 \uc911 \uc81c3\uc790\uac00 \uacc4\uc57d\uc11c\uc640 \uc790\uae08\uc744 \ubcf4\uad00 \ubc0f \uad00\ub9ac\ud558\uba70, \ubaa8\ub4e0 \uc870\uac74\uc774 \ucda9\uc871\ub420 \ub54c\uae4c\uc9c0 \uc790\uc0b0\uc774 \uc774\uc804\ub418\uc9c0 \uc54a\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ub9e4\uc218\uc790\uc640 \ub9e4\ub3c4\uc790 \ubaa8\ub450\ub97c \ubcf4\ud638\ud558\ub294 \uc911\uc694\ud55c \uc808\ucc28\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ubcc0\ub3d9\uae08\ub9ac \ubaa8\uae30\uc9c0 (Adjustable-Rate Mortgage, ARM)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">ARM\uc740 \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \uace0\uc815\ub41c \ub0ae\uc740 \uae08\ub9ac\ub85c \uc2dc\uc791\ub418\uba70, \uc774\ud6c4 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub530\ub77c \uc774\uc790\uc728\uc774 \ubcc0\ub3d9\ub418\ub294 \ub300\ucd9c\uc785\ub2c8\ub2e4. \ucd08\uae30\uc5d0\ub294 \uc720\ub9ac\ud558\uc9c0\ub9cc, \uc7a5\uae30\uc801\uc73c\ub85c \uc6d4 \uc0c1\ud658\uae08\uc774 \uc0c1\uc2b9\ud560 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uace0\uc815\uae08\ub9ac \ubaa8\uae30\uc9c0 (Fixed-Rate Mortgage)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uc815\uae08\ub9ac \ubaa8\uae30\uc9c0\ub294 \ub300\ucd9c \uae30\uac04 \ub3d9\uc548 \uc774\uc790\uc728\uc774 \uace0\uc815\ub418\uc5b4 \ub9e4\ub2ec \uc0c1\ud658\uae08\uc774 \uc77c\uc815\ud569\ub2c8\ub2e4. \uc608\uce21 \uac00\ub2a5\ud55c \uc7ac\uc815 \uacc4\ud68d\uc744 \uc120\ud638\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc548\uc815\uc801\uc778 \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uac70\ub798 \uc870\uac74 (Contingencies)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uac70\ub798 \uc870\uac74\uc740 \uacc4\uc57d\uc774 \uc131\uc0ac\ub418\uae30 \uc704\ud574 \ubc18\ub4dc\uc2dc \ucda9\uc871\ub418\uc5b4\uc57c \ud558\ub294 \uc870\uac74\ub4e4\uc785\ub2c8\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c \uc8fc\ud0dd \uc810\uac80, \ub300\ucd9c \uc2b9\uc778, \uae30\uc874 \uc8fc\ud0dd \ub9e4\uac01 \ub4f1\uc774 \uc788\uc73c\uba70, \uc870\uac74\uc774 \ucda9\uc871\ub418\uc9c0 \uc54a\uc73c\uba74 \uacc4\uc57d\uc744 \ud574\uc9c0\ud558\uac70\ub098 \uc7ac\ud611\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uac10\uc815\ud3c9\uac00 (Appraisal)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uac10\uc815\ud3c9\uac00\ub294 \uc804\ubb38 \uac10\uc815\uc778\uc774 \ud574\ub2f9 \uc8fc\ud0dd\uc758 \uc2e4\uc81c \uac00\uce58\ub97c \ud3c9\uac00\ud558\ub294 \uac83\uc73c\ub85c, \ub300\ucd9c \uae30\uad00\uc774 \uacfc\ub3c4\ud55c \ub300\ucd9c\uc744 \ud53c\ud558\uae30 \uc704\ud574 \ud544\uc218\ub85c \uc694\uad6c\ud569\ub2c8\ub2e4. \ub9e4\ub9e4\uac00\uac00 \uc801\uc815\ud55c\uc9c0\ub97c \ud655\uc778\ud558\ub294 \uc911\uc694\ud55c \uc808\ucc28\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>PMI (Private Mortgage Insurance, \uc0ac\uc124 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">PMI\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \uc804\uccb4 \ub9e4\ub9e4\uac00\uc758 20% \ubbf8\ub9cc\uc77c \ub54c \ub300\ucd9c \uae30\uad00\uc774 \uc694\uad6c\ud558\ub294 \ubcf4\ud5d8\uc785\ub2c8\ub2e4. \ub9e4\uc218\uc790\uac00 \ub300\ucd9c\uae08\uc744 \uc0c1\ud658\ud558\uc9c0 \ubabb\ud560 \uacbd\uc6b0\ub97c \ub300\ube44\ud55c \uc7a5\uce58\ub85c, \uc6d4 \uc0c1\ud658\uae08\uc5d0 \ud3ec\ud568\ub418\uc5b4 \ucd1d \ube44\uc6a9\uc774 \uc99d\uac00\ud558\uc9c0\ub9cc, \uc801\uc740 \uc790\ubcf8\uc73c\ub85c\ub3c4 \uc9d1\uc744 \uc0b4 \uc218 \uc788\uac8c \ud574\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ub300\ucd9c \uc218\uc218\ub8cc (Origination Fee)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ucd9c \uc218\uc218\ub8cc\ub294 \ub300\ucd9c \uae30\uad00\uc774 \ub300\ucd9c \uc2e0\uccad\uc744 \ucc98\ub9ac\ud558\ub294 \ub370 \ub4dc\ub294 \ube44\uc6a9\uc73c\ub85c, \ubcf4\ud1b5 \uc804\uccb4 \ub300\ucd9c\uae08\uc758 0.5% ~ 1% \uc218\uc900\uc774\uba70 \ud074\ub85c\uc9d5 \uc2dc \ub0a9\ubd80\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile has-border-color has-foreground-border-color\" style=\"border-width:39px;border-radius:0px;margin-top:var(--wp--preset--spacing--80);margin-bottom:var(--wp--preset--spacing--80);padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;grid-template-columns:27% auto\"><figure class=\"wp-block-media-text__media\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"796\" height=\"1024\" data-attachment-id=\"409\" data-permalink=\"https:\/\/njhometoday.com\/kor\/?attachment_id=409\" data-orig-file=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?fit=1555%2C2000&amp;ssl=1\" data-orig-size=\"1555,2000\" data-comments-opened=\"1\" data-image-title=\"Charles Profile Pic business card\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?fit=796%2C1024&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?resize=796%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-409 size-full\" srcset=\"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?resize=796%2C1024&amp;ssl=1 796w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?resize=233%2C300&amp;ssl=1 233w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?resize=768%2C988&amp;ssl=1 768w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?resize=1194%2C1536&amp;ssl=1 1194w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?resize=1200%2C1543&amp;ssl=1 1200w, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/01\/Charles-Profile-Pic-business-card.png?w=1555&amp;ssl=1 1555w\" sizes=\"(max-width: 796px) 100vw, 796px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/njhometoday.com\/kor\/about-charles\/\" data-type=\"page\" data-id=\"395\">NJ REALTOR CHARLES  |  \ub274\uc800\uc9c0\ubd80\ub3d9\uc0b0 \ucc30\uc2a4<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub274\uc800\uc9c0 \ucd5c\uace0\uc758 \uc8fc\uac70\uc6a9 \ubc0f \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uc744 \ucc3e\uc544\ub4dc\ub9bd\ub2c8\ub2e4 \u2013 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ub2f9\uc2e0\uc758 \ubd80\ub3d9\uc0b0 \ud30c\ud2b8\ub108!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/njhometoday.com\/kor\/online-consultation\/\">\uc628\ub77c\uc778 \uc0c1\ub2f4<\/a><\/div>\n<\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Essential Real Estate Terms Every Buyer and Seller Should Know By. Charles Sohn Buying or selling a home is a complex process that involves various legal, financial, and logistical aspects. Understanding real estate terminology can help you navigate the process with confidence. Here are some of the most important real estate terms you should know: [&hellip;]<\/p>\n","protected":false},"author":261406780,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_wpcom_ai_launchpad_about_page":false,"_wpcom_ai_launchpad_gallery_page":false,"_wpcom_ai_launchpad_contact_page":false,"_wpcom_ai_launchpad_events_page":false,"_wpcom_ai_launchpad_video_page":false,"_wpcom_ai_launchpad_portfolio_piece":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"footnotes":""},"class_list":["post-585","page","type-page","status-publish","hentry"],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/Pgk1sF-9r","jetpack-related-posts":[{"id":589,"url":"https:\/\/njhometoday.com\/kor\/understanding-cash-offers-in-real-estate\/","url_meta":{"origin":585,"position":0},"title":"\ubd80\ub3d9\uc0b0 \uac70\ub798\uc5d0\uc11c\uc758 \ud604\uae08 \uc624\ud37c \uc774\ud574\ud558\uae30","author":"Charles Sohn","date":"2\uc6d4 24, 2025","format":false,"excerpt":"Understanding Cash Offers in Real Estate By. Charles Sohn In the competitive world of real estate, cash offers can be a highly appealing option when selling a home. Between 2020 and 2022, cash offers gained popularity as a competitive advantage, particularly in a hot real estate market. Unlike traditional home\u2026","rel":"","context":"\uc720\uc0ac\ud55c \uae00","block_context":{"text":"\uc720\uc0ac\ud55c \uae00","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/buyer-handing-cash-house-with-home-sale-real-estate-sign.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/buyer-handing-cash-house-with-home-sale-real-estate-sign.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/buyer-handing-cash-house-with-home-sale-real-estate-sign.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/buyer-handing-cash-house-with-home-sale-real-estate-sign.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/buyer-handing-cash-house-with-home-sale-real-estate-sign.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/buyer-handing-cash-house-with-home-sale-real-estate-sign.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":483,"url":"https:\/\/njhometoday.com\/kor\/blogsnews-tips\/","url_meta":{"origin":585,"position":1},"title":"Blogs, News, &#038; Tips","author":"Charles Sohn","date":"2\uc6d4 21, 2025","format":false,"excerpt":"BLOGS, NEWS, & TIPS Town CO Required for Buying and Selling Homes in New Jersey READ MORE Is Buying New Construction Home Right Choice for Me? READ MORE Understanding the 1031 Exchange: A Guide to Tax Deferral READ MORE 12 Things Sellers Must Know When Selling a House READ MORE\u2026","rel":"","context":"\uc720\uc0ac\ud55c \uae00","block_context":{"text":"\uc720\uc0ac\ud55c \uae00","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/home-sale-real-estate-sign-beautiful-new-house-edited-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/home-sale-real-estate-sign-beautiful-new-house-edited-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/home-sale-real-estate-sign-beautiful-new-house-edited-1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/home-sale-real-estate-sign-beautiful-new-house-edited-1.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/home-sale-real-estate-sign-beautiful-new-house-edited-1.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/home-sale-real-estate-sign-beautiful-new-house-edited-1.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":539,"url":"https:\/\/njhometoday.com\/kor\/12-things-sellers-must-know-when-selling-a-house\/","url_meta":{"origin":585,"position":2},"title":"\uc9d1\uc744 \ud314\uae30 \uc804 \ubc18\ub4dc\uc2dc \uc54c\uc544\uc57c \ud560 12\uac00\uc9c0 \ud575\uc2ec \uc0ac\ud56d","author":"Charles Sohn","date":"2\uc6d4 23, 2025","format":false,"excerpt":"12 Things Sellers Must Know When Selling a House By. Charles Sohn 12 Essential Steps Sellers Should Take Before Selling Their Home Successfully selling a home in the New Jersey real estate market requires thorough preparation. A well-prepared home attracts more potential buyers, sells faster, and often secures a higher\u2026","rel":"","context":"\uc720\uc0ac\ud55c \uae00","block_context":{"text":"\uc720\uc0ac\ud55c \uae00","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/asian-family-buy-new-house-edited.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/asian-family-buy-new-house-edited.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/asian-family-buy-new-house-edited.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/asian-family-buy-new-house-edited.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/asian-family-buy-new-house-edited.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/asian-family-buy-new-house-edited.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":979,"url":"https:\/\/njhometoday.com\/kor\/sellers-guide\/","url_meta":{"origin":585,"position":3},"title":"\ub9e4\ub3c4\uc790 \uac00\uc774\ub4dc","author":"Charles Sohn","date":"3\uc6d4 13, 2025","format":false,"excerpt":"SELLER'S GUIDE Pricing Strategy for Selling Your Property in New Jersey Setting the right price is crucial for a successful sale. Our strategy ensures your home is competitively positioned while maximizing its value in the current market. Here's how we determine the optimal price for your home. 1. Comprehensive Market\u2026","rel":"","context":"\uc720\uc0ac\ud55c \uae00","block_context":{"text":"\uc720\uc0ac\ud55c \uae00","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Artboard-3.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":161,"url":"https:\/\/njhometoday.com\/kor\/buyer-guide\/","url_meta":{"origin":585,"position":4},"title":"\uad6c\ub9e4\uc790 \uac00\uc774\ub4dc","author":"Charles Sohn","date":"2\uc6d4 2, 2025","format":false,"excerpt":"BUYER'S GUIDE In the most desirable location, with the most valuable purchase price, you need a professional on your side. Domestic Buyer Buying a home is a major milestone and an exciting experience. With a trusted real estate professional and a strong support team, buyers can make well-informed decisions. Agents\u2026","rel":"","context":"\uc720\uc0ac\ud55c \uae00","block_context":{"text":"\uc720\uc0ac\ud55c \uae00","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Buyer_Process.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Buyer_Process.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Buyer_Process.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Buyer_Process.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Buyer_Process.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/03\/Buyer_Process.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":526,"url":"https:\/\/njhometoday.com\/kor\/is-buying-new-construction-home-right-choice-for-me\/","url_meta":{"origin":585,"position":5},"title":"\uc2e0\ucd95 \uc8fc\ud0dd \uad6c\ub9e4, \ub098\uc5d0\uac8c \ub9de\ub294 \uc120\ud0dd\uc77c\uae4c?","author":"Charles Sohn","date":"2\uc6d4 23, 2025","format":false,"excerpt":"Is Buying New Construction Home Right Choice for Me? By. Charles Sohn Pros and Cons of Buying a New Construction HomeNew construction homes can be an excellent choice for buyers, particularly those struggling to find pre-built homes in a competitive real estate market. Like any housing option, new construction homes\u2026","rel":"","context":"\uc720\uc0ac\ud55c \uae00","block_context":{"text":"\uc720\uc0ac\ud55c \uae00","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/large-crane-building-construction-site-with-blue-sky-edited.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/large-crane-building-construction-site-with-blue-sky-edited.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/large-crane-building-construction-site-with-blue-sky-edited.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/large-crane-building-construction-site-with-blue-sky-edited.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/large-crane-building-construction-site-with-blue-sky-edited.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/njhometoday.com\/wp-content\/uploads\/2025\/02\/large-crane-building-construction-site-with-blue-sky-edited.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/pages\/585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/users\/261406780"}],"replies":[{"embeddable":true,"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/comments?post=585"}],"version-history":[{"count":4,"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/pages\/585\/revisions"}],"predecessor-version":[{"id":846,"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/pages\/585\/revisions\/846"}],"wp:attachment":[{"href":"https:\/\/njhometoday.com\/kor\/wp-json\/wp\/v2\/media?parent=585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}